Contain claim costs.
Accelerate resolution.Cyber claims are expensive when they're slow. Extended dwell time, fragmented vendor coordination, and data recovery failures extend claim duration and inflate costs. Proven Data delivers rapid, coordinated incident response with a recovery-first approach that resolves 80%+ of ransomware cases without ransom payment — reducing claim duration, claim costs, and carrier exposure.
The Claims Environment
Cyber claims are more expensive and more complex than ever.
The cyber insurance claims environment has fundamentally changed. Ransomware groups are more sophisticated, ransom demands are larger, and insured organizations are less prepared. Carriers face claim cost escalation, inconsistent vendor quality, and growing pressure to demonstrate underwriting discipline.
Escalating Claim Costs
Average ransomware claim costs have grown significantly year-over-year, driven by larger ransom demands, extended downtime, and mounting regulatory penalties. Recovery costs frequently exceed ransom amounts when restoration fails or is incomplete.
Extended Resolution Timelines
Long claim durations drive business interruption costs that often exceed the direct breach costs. Fragmented vendor coordination, delayed forensic findings, and failed data recovery are the primary drivers of extended timelines.
Insured Posture Verification
Carriers are increasingly challenged to verify that insured organizations had the security controls they represented at underwriting. Without continuous monitoring data, posture verification relies on questionnaires that may not reflect actual security state.
Inconsistent Vendor Quality
Panel IR firms vary significantly in capability, documentation quality, and approach to data recovery vs. ransom payment. Inconsistent vendor performance leads to inconsistent claim outcomes and difficulty benchmarking response quality across claims.
How We Serve Carriers
Recovery-first response that controls claim costs.
Proven Data's approach prioritizes data recovery over ransom payment, produces the documentation carriers need to close claims cleanly, and delivers consistent response quality backed by 15+ years of ransomware case history.
Rapid Response Reduces Duration
Our 24/7 response capability and deployment SLAs minimize dwell time and business interruption duration — the primary driver of claim cost inflation. Faster containment means lower BI exposure and faster claim resolution.
Recovery Before Ransom
Proven Data's proprietary R&D team recovers data from encrypted environments in 80%+ of ransomware cases without ransom payment. Avoiding ransom payment eliminates sanctions risk, reduces claim cost, and removes threat actor leverage from the claim.
Claim-Ready Documentation
Our forensic reports, evidence packages, and timeline documentation are structured for claim file requirements — including breach cause analysis, scope of exposure, affected data classification, and remediation documentation for coverage verification.
Managed Threat Actor Negotiation
When negotiation is required, our cyber intelligence team conducts negotiations under legal privilege with full documentation of threat actor communications — reducing ransom amounts while maintaining evidence standards for claim file documentation.
Compliance Documentation
Regulatory breach analysis, notification timeline documentation, and compliance evidence packages aligned to HIPAA, PCI DSS, GDPR, and state breach notification requirements — reducing your insured's regulatory exposure and your indemnification liability.
Consistent Vendor Quality
Standardized engagement structures, consistent documentation quality, and transparent pricing give adjusters and claims managers predictable outcomes across the claim portfolio. We provide claim benchmarking data on request.
Platform & Services
Powered by the full stack.
Every solution draws from both Lynx platform capabilities and Proven Data hands-on services — giving you technology and human expertise working together.
Powered by Lynx
Platform capabilities
Proven Data Services
Hands-on expert response
FAQ
Frequently asked questions.
We have an established panel process that includes completing your security questionnaire, reviewing engagement terms, establishing documentation standards aligned to your claim file requirements, and conducting introductory sessions with your claims team. Most panel onboarding completes within 30 days. Contact our carrier relations team to begin.
Better outcomes for every claim.
Proven Data's recovery-first approach, forensic documentation standards, and rapid response SLAs give your claims team a consistent, cost-effective panel partner for cyber incidents of any size.
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